Bear markets present a challenge to even the savviest investors. It doesn’t matter if you have $1,000 in the market or $1 million, losing money hurts. It is during these declining markets your patience will be tested. If fear sets in, you might consider bailing out on your investment plan completely, which can do more damage than anything else.

Source:Bear Market Strategies

An index of QuickTips for the Financial Planning guide site.

Source:Financial Planning - QuickTips

Consumer Credit Counseling Services: Should You Use Them?

Source:Seeking Credit Counseling

When it comes to reducing your tax burden, itemizing deductions may be the way to go. The standard deduction is certainly easier, and might be a better option if you have a simple tax situation or don’t own a home, but if you determine that itemizing is right for you, it could lead to substantial savings.

Source:Itemizing Deductions

So, you’ve set up an automatic savings program and you’re finally building up that emergency fund, but where should you keep your savings so that it earns the most interest for you? Luckily, there are many different savings vehicles available, but not all of them are appropriate for every situation.

Source:Where to Keep Your Savings

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